Call reports 2014
EASTMAN NATIONAL BANK OF NEWKIRK, THE — 2014
What EASTMAN NATIONAL BANK OF NEWKIRK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 238,522,000 | 227,915,000 | 227,327,000 | 228,216,000 |
| Total loans | 147,762,000 | 153,630,000 | 155,455,000 | 162,273,000 |
| Allowance for loan losses | 2,301,000 | 2,245,000 | 2,225,000 | 2,318,000 |
| Securities available for sale | 64,941,000 | 59,814,000 | 55,284,000 | 54,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,844,000 | 186,166,000 | 189,126,000 | 186,552,000 |
| Interest-bearing deposits | 125,468,000 | 115,758,000 | 116,641,000 | 119,359,000 |
| Noninterest-bearing deposits | 75,376,000 | 70,408,000 | 72,485,000 | 67,193,000 |
| Equity capital | 21,276,000 | 22,201,000 | 23,102,000 | 23,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,230,000 | 4,601,000 | 6,968,000 | 9,419,000 |
| Interest expense | 74,000 | 146,000 | 205,000 | 267,000 |
| Net interest income | 2,156,000 | 4,455,000 | 6,763,000 | 9,152,000 |
| Noninterest income | 478,000 | 975,000 | 1,512,000 | 1,990,000 |
| Noninterest expense | 1,395,000 | 2,762,000 | 4,212,000 | 5,643,000 |
| Provision for loan losses | 150,000 | 210,000 | 210,000 | 310,000 |
| Pretax income | 1,089,000 | 2,458,000 | 3,853,000 | 5,189,000 |
| Income tax | 424,000 | 929,000 | 1,373,000 | 1,844,000 |
| Net income | 665,000 | 1,529,000 | 2,480,000 | 3,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,329,000 | 22,192,000 | 23,143,000 | 24,007,000 |
| Total capital | 23,174,000 | 24,120,000 | 25,026,000 | 25,984,000 |
| Risk-weighted assets | 147,113,000 | 153,920,000 | 150,306,000 | 157,842,000 |