Call reports 2013
EASTMAN NATIONAL BANK OF NEWKIRK, THE — 2013
What EASTMAN NATIONAL BANK OF NEWKIRK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 220,474,000 | 215,361,000 | 217,475,000 | 227,065,000 |
| Total loans | 132,885,000 | 133,924,000 | 135,681,000 | 144,825,000 |
| Allowance for loan losses | 2,115,000 | 2,102,000 | 2,174,000 | 2,130,000 |
| Securities available for sale | 51,104,000 | 54,879,000 | 60,155,000 | 64,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,919,000 | 177,281,000 | 178,978,000 | 185,393,000 |
| Interest-bearing deposits | 121,653,000 | 118,617,000 | 116,005,000 | 122,037,000 |
| Noninterest-bearing deposits | 59,266,000 | 58,664,000 | 62,973,000 | 63,356,000 |
| Equity capital | 21,455,000 | 21,794,000 | 21,286,000 | 20,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,146,000 | 4,360,000 | 6,500,000 | 8,712,000 |
| Interest expense | 94,000 | 184,000 | 269,000 | 349,000 |
| Net interest income | 2,052,000 | 4,176,000 | 6,231,000 | 8,363,000 |
| Noninterest income | 432,000 | 897,000 | 1,325,000 | 1,760,000 |
| Noninterest expense | 1,340,000 | 2,692,000 | 4,090,000 | 5,476,000 |
| Provision for loan losses | 0 | 0 | 0 | 120,000 |
| Pretax income | 1,144,000 | 2,381,000 | 3,466,000 | 4,527,000 |
| Income tax | 376,000 | 817,000 | 1,188,000 | 1,601,000 |
| Net income | 768,000 | 1,564,000 | 2,278,000 | 2,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,250,000 | 22,006,000 | 21,357,000 | 20,662,000 |
| Total capital | 22,913,000 | 23,696,000 | 23,082,000 | 22,506,000 |
| Risk-weighted assets | 132,606,000 | 134,794,000 | 137,561,000 | 147,255,000 |