Call reports 2012
EASTMAN NATIONAL BANK OF NEWKIRK, THE — 2012
What EASTMAN NATIONAL BANK OF NEWKIRK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 208,108,000 | 203,188,000 | 206,533,000 | 219,840,000 |
| Total loans | 130,218,000 | 128,393,000 | 135,311,000 | 135,181,000 |
| Allowance for loan losses | 1,999,000 | 1,950,000 | 2,108,000 | 2,095,000 |
| Securities available for sale | 36,465,000 | 38,671,000 | 40,813,000 | 40,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,106,000 | 171,176,000 | 171,981,000 | 185,311,000 |
| Interest-bearing deposits | 116,704,000 | 113,922,000 | 114,031,000 | 120,394,000 |
| Noninterest-bearing deposits | 59,403,000 | 57,254,000 | 57,950,000 | 64,917,000 |
| Equity capital | 16,927,000 | 17,622,000 | 19,666,000 | 20,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,168,000 | 4,563,000 | 6,783,000 | 9,021,000 |
| Interest expense | 157,000 | 288,000 | 408,000 | 516,000 |
| Net interest income | 2,011,000 | 4,275,000 | 6,375,000 | 8,505,000 |
| Noninterest income | 434,000 | 875,000 | 1,320,000 | 1,788,000 |
| Noninterest expense | 1,571,000 | 3,002,000 | 4,250,000 | 5,358,000 |
| Provision for loan losses | 0 | 150,000 | 294,000 | 294,000 |
| Pretax income | 874,000 | 1,998,000 | 3,151,000 | 4,641,000 |
| Income tax | 495,000 | 933,000 | 1,152,000 | 1,620,000 |
| Net income | 379,000 | 1,065,000 | 1,999,000 | 3,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,733,000 | 17,419,000 | 19,423,000 | 20,482,000 |
| Total capital | 18,314,000 | 18,986,000 | 21,088,000 | 22,119,000 |
| Risk-weighted assets | 126,086,000 | 125,016,000 | 132,706,000 | 130,507,000 |