Call reports 2011
EASTMAN NATIONAL BANK OF NEWKIRK, THE — 2011
What EASTMAN NATIONAL BANK OF NEWKIRK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 191,928,000 | 195,891,000 | 197,405,000 | 205,221,000 |
| Total loans | 124,503,000 | 127,843,000 | 126,042,000 | 127,146,000 |
| Allowance for loan losses | 2,114,000 | 2,076,000 | 2,109,000 | 2,036,000 |
| Securities available for sale | 35,067,000 | 36,139,000 | 34,761,000 | 36,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,528,000 | 161,843,000 | 168,853,000 | 174,083,000 |
| Interest-bearing deposits | 113,752,000 | 115,077,000 | 112,425,000 | 119,374,000 |
| Noninterest-bearing deposits | 43,776,000 | 46,767,000 | 56,428,000 | 54,709,000 |
| Equity capital | 17,386,000 | 18,075,000 | 16,858,000 | 16,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,173,000 | 4,375,000 | 6,578,000 | 8,766,000 |
| Interest expense | 240,000 | 459,000 | 651,000 | 820,000 |
| Net interest income | 1,933,000 | 3,916,000 | 5,927,000 | 7,946,000 |
| Noninterest income | 416,000 | 928,000 | 1,382,000 | 1,831,000 |
| Noninterest expense | 1,412,000 | 2,836,000 | 4,161,000 | 5,555,000 |
| Provision for loan losses | 10,000 | 60,000 | 60,000 | 152,000 |
| Pretax income | 927,000 | 1,948,000 | 3,088,000 | 4,070,000 |
| Income tax | 302,000 | 710,000 | 1,114,000 | 1,363,000 |
| Net income | 625,000 | 1,238,000 | 1,974,000 | 2,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,284,000 | 17,897,000 | 16,632,000 | 16,046,000 |
| Total capital | 18,744,000 | 19,414,000 | 18,110,000 | 17,549,000 |
| Risk-weighted assets | 116,155,000 | 120,768,000 | 117,565,000 | 119,666,000 |