Call reports 2010
EASTMAN NATIONAL BANK OF NEWKIRK, THE — 2010
What EASTMAN NATIONAL BANK OF NEWKIRK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 168,518,000 | 167,515,000 | 192,250,000 | 195,851,000 |
| Total loans | 120,261,000 | 120,482,000 | 121,790,000 | 124,854,000 |
| Allowance for loan losses | 2,287,000 | 2,214,000 | 2,261,000 | 2,154,000 |
| Securities available for sale | 25,292,000 | 24,750,000 | 33,388,000 | 36,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,291,000 | 137,156,000 | 159,138,000 | 163,363,000 |
| Interest-bearing deposits | 103,067,000 | 102,657,000 | 115,726,000 | 117,416,000 |
| Noninterest-bearing deposits | 37,224,000 | 34,499,000 | 43,412,000 | 45,947,000 |
| Equity capital | 15,129,000 | 15,900,000 | 16,626,000 | 16,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,204,000 | 4,370,000 | 6,584,000 | 8,822,000 |
| Interest expense | 314,000 | 609,000 | 897,000 | 1,161,000 |
| Net interest income | 1,890,000 | 3,761,000 | 5,687,000 | 7,661,000 |
| Noninterest income | 440,000 | 967,000 | 1,416,000 | 1,900,000 |
| Noninterest expense | 1,367,000 | 2,694,000 | 4,007,000 | 5,741,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 186,000 |
| Pretax income | 888,000 | 1,959,000 | 3,021,000 | 3,634,000 |
| Income tax | 257,000 | 589,000 | 958,000 | 1,162,000 |
| Net income | 631,000 | 1,370,000 | 2,063,000 | 2,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,975,000 | 15,714,000 | 16,407,000 | 16,691,000 |
| Total capital | 16,405,000 | 17,126,000 | 17,849,000 | 18,168,000 |
| Risk-weighted assets | 113,566,000 | 112,094,000 | 114,525,000 | 117,472,000 |