Call reports 2009
EASTMAN NATIONAL BANK OF NEWKIRK, THE — 2009
What EASTMAN NATIONAL BANK OF NEWKIRK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 170,094,000 | 165,805,000 | 162,784,000 | 171,767,000 |
| Total loans | 125,653,000 | 128,892,000 | 123,716,000 | 123,809,000 |
| Allowance for loan losses | 1,980,000 | 2,193,000 | 2,236,000 | 2,431,000 |
| Securities available for sale | 19,176,000 | 23,617,000 | 23,456,000 | 24,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,057,000 | 136,850,000 | 136,241,000 | 144,344,000 |
| Interest-bearing deposits | 86,127,000 | 94,817,000 | 101,093,000 | 111,407,000 |
| Noninterest-bearing deposits | 32,930,000 | 42,033,000 | 35,148,000 | 32,936,000 |
| Equity capital | 14,226,000 | 14,827,000 | 14,557,000 | 14,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,287,000 | 4,558,000 | 6,854,000 | 9,092,000 |
| Interest expense | 443,000 | 859,000 | 1,227,000 | 1,583,000 |
| Net interest income | 1,844,000 | 3,699,000 | 5,627,000 | 7,509,000 |
| Noninterest income | 384,000 | 806,000 | 1,232,000 | 1,656,000 |
| Noninterest expense | 1,165,000 | 2,343,000 | 3,543,000 | 4,729,000 |
| Provision for loan losses | 0 | 362,000 | 1,742,000 | 2,681,000 |
| Pretax income | 1,063,000 | 1,800,000 | 1,574,000 | 1,755,000 |
| Income tax | 393,000 | 539,000 | 506,000 | 620,000 |
| Net income | 670,000 | 1,261,000 | 1,068,000 | 1,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,969,000 | 14,560,000 | 14,264,000 | 14,331,000 |
| Total capital | 15,533,000 | 16,110,000 | 15,756,000 | 15,859,000 |
| Risk-weighted assets | 124,745,000 | 123,387,000 | 118,697,000 | 121,336,000 |