Call reports 2008
EASTMAN NATIONAL BANK OF NEWKIRK, THE — 2008
What EASTMAN NATIONAL BANK OF NEWKIRK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 141,227,000 | 144,052,000 | 146,924,000 | 154,951,000 |
| Total loans | 109,237,000 | 113,185,000 | 115,463,000 | 122,584,000 |
| Allowance for loan losses | 1,411,000 | 1,536,000 | 1,694,000 | 2,015,000 |
| Securities available for sale | 15,591,000 | 15,537,000 | 15,988,000 | 16,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,239,000 | 100,682,000 | 97,314,000 | 99,737,000 |
| Interest-bearing deposits | 76,410,000 | 72,165,000 | 70,914,000 | 73,655,000 |
| Noninterest-bearing deposits | 25,829,000 | 28,517,000 | 26,400,000 | 26,082,000 |
| Equity capital | 10,255,000 | 12,573,000 | 12,850,000 | 13,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,404,000 | 4,740,000 | 7,047,000 | 9,358,000 |
| Interest expense | 741,000 | 1,342,000 | 1,910,000 | 2,423,000 |
| Net interest income | 1,663,000 | 3,398,000 | 5,137,000 | 6,935,000 |
| Noninterest income | 313,000 | 648,000 | 1,012,000 | 1,450,000 |
| Noninterest expense | 1,019,000 | 2,091,000 | 3,191,000 | 4,321,000 |
| Provision for loan losses | 160,000 | 301,000 | 694,000 | 1,034,000 |
| Pretax income | 797,000 | 1,654,000 | 2,264,000 | 3,030,000 |
| Income tax | 343,000 | 693,000 | 932,000 | 1,217,000 |
| Net income | 454,000 | 961,000 | 1,332,000 | 1,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,061,000 | 12,569,000 | 12,805,000 | 13,286,000 |
| Total capital | 11,471,000 | 13,966,000 | 14,228,000 | 14,786,000 |
| Risk-weighted assets | 112,797,000 | 111,599,000 | 113,563,000 | 119,523,000 |