Call reports 2006
EASTMAN NATIONAL BANK OF NEWKIRK, THE — 2006
What EASTMAN NATIONAL BANK OF NEWKIRK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 99,038,000 | 99,663,000 | 105,122,000 | 120,687,000 |
| Total loans | 60,498,000 | 68,708,000 | 69,585,000 | 75,312,000 |
| Allowance for loan losses | 773,000 | 866,000 | 889,000 | 966,000 |
| Securities available for sale | 29,652,000 | 25,140,000 | 26,537,000 | 27,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,377,000 | 77,594,000 | 80,400,000 | 94,773,000 |
| Interest-bearing deposits | 61,248,000 | 62,562,000 | 64,232,000 | 77,601,000 |
| Noninterest-bearing deposits | 14,129,000 | 15,032,000 | 16,168,000 | 17,172,000 |
| Equity capital | 7,074,000 | 7,304,000 | 7,710,000 | 7,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 3,051,000 | 4,854,000 | 6,799,000 |
| Interest expense | 494,000 | 1,058,000 | 1,711,000 | 2,447,000 |
| Net interest income | 916,000 | 1,993,000 | 3,143,000 | 4,352,000 |
| Noninterest income | 158,000 | 350,000 | 540,000 | 748,000 |
| Noninterest expense | 783,000 | 1,619,000 | 2,470,000 | 3,516,000 |
| Provision for loan losses | 85,000 | 185,000 | 215,000 | 285,000 |
| Pretax income | 206,000 | 539,000 | 998,000 | 1,299,000 |
| Income tax | 41,000 | 147,000 | 288,000 | 418,000 |
| Net income | 165,000 | 392,000 | 710,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,169,000 | 7,397,000 | 7,715,000 | 7,886,000 |
| Total capital | 7,942,000 | 8,263,000 | 8,604,000 | 8,852,000 |
| Risk-weighted assets | 66,501,000 | 72,580,000 | 73,975,000 | 81,065,000 |