Call reports 2002
EASTMAN NATIONAL BANK OF NEWKIRK, THE — 2002
What EASTMAN NATIONAL BANK OF NEWKIRK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 50,113,000 | 46,943,000 | 47,736,000 | 50,337,000 |
| Total loans | 14,217,000 | 16,240,000 | 15,763,000 | 15,444,000 |
| Allowance for loan losses | 223,000 | 225,000 | 222,000 | 224,000 |
| Securities available for sale | 23,267,000 | 27,093,000 | 24,095,000 | 25,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,025,000 | 40,531,000 | 41,049,000 | 43,601,000 |
| Interest-bearing deposits | 38,468,000 | 34,754,000 | 34,329,000 | 36,885,000 |
| Noninterest-bearing deposits | 5,557,000 | 5,777,000 | 6,720,000 | 6,716,000 |
| Equity capital | 5,092,000 | 5,375,000 | 5,697,000 | 5,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,270,000 | 1,909,000 | 2,526,000 |
| Interest expense | 251,000 | 497,000 | 731,000 | 952,000 |
| Net interest income | 373,000 | 773,000 | 1,178,000 | 1,574,000 |
| Noninterest income | 55,000 | 113,000 | 171,000 | 230,000 |
| Noninterest expense | 241,000 | 464,000 | 698,000 | 1,002,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 187,000 | 422,000 | 651,000 | 802,000 |
| Income tax | 30,000 | 62,000 | 98,000 | 153,000 |
| Net income | 157,000 | 360,000 | 553,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,703,000 | 4,838,000 | 5,031,000 | 4,877,000 |
| Total capital | 4,926,000 | 5,063,000 | 5,253,000 | 5,101,000 |
| Risk-weighted assets | 21,873,000 | 21,587,000 | 21,480,000 | 22,180,000 |