Call reports 2001
EASTMAN NATIONAL BANK OF NEWKIRK, THE — 2001
What EASTMAN NATIONAL BANK OF NEWKIRK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,188,000 | 44,047,000 | 44,424,000 | 52,089,000 |
| Total loans | 15,952,000 | 16,133,000 | 14,526,000 | 14,842,000 |
| Allowance for loan losses | 223,000 | 223,000 | 224,000 | 225,000 |
| Securities available for sale | 21,985,000 | 18,636,000 | 22,048,000 | 23,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,422,000 | 38,112,000 | 38,137,000 | 45,906,000 |
| Interest-bearing deposits | 34,347,000 | 31,372,000 | 33,015,000 | 40,161,000 |
| Noninterest-bearing deposits | 7,075,000 | 6,740,000 | 5,122,000 | 5,745,000 |
| Equity capital | 4,677,000 | 4,788,000 | 5,136,000 | 4,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,452,000 | 2,141,000 | 2,788,000 |
| Interest expense | 371,000 | 727,000 | 1,055,000 | 1,341,000 |
| Net interest income | 358,000 | 725,000 | 1,086,000 | 1,447,000 |
| Noninterest income | 60,000 | 118,000 | 173,000 | 229,000 |
| Noninterest expense | 217,000 | 429,000 | 646,000 | 943,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 448,000 | 647,000 | 767,000 |
| Income tax | 16,000 | 56,000 | 98,000 | 119,000 |
| Net income | 202,000 | 392,000 | 549,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,317,000 | 4,437,000 | 4,594,000 | 4,547,000 |
| Total capital | 4,540,000 | 4,660,000 | 4,818,000 | 4,772,000 |
| Risk-weighted assets | 22,974,000 | 21,925,000 | 20,602,000 | 22,476,000 |