Call reports 2026
UNIFIED BANK — 2026
What UNIFIED BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 852,639,000 | 871,724,000 |
| Total loans | 500,151,000 | 496,312,000 |
| Allowance for loan losses | 4,250,000 | 4,356,000 |
| Securities available for sale | 236,317,000 | 241,045,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 681,380,000 | 702,080,000 |
| Interest-bearing deposits | 525,981,000 | 543,587,000 |
| Noninterest-bearing deposits | 155,399,000 | 158,493,000 |
| Equity capital | 71,431,000 | 75,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,014,000 | 20,547,000 |
| Interest expense | 3,071,000 | 6,145,000 |
| Net interest income | 6,943,000 | 14,402,000 |
| Noninterest income | 1,425,000 | 3,042,000 |
| Noninterest expense | 5,504,000 | 11,117,000 |
| Provision for loan losses | 30,000 | 156,000 |
| Pretax income | 2,834,000 | 6,171,000 |
| Income tax | 50,000 | 253,000 |
| Net income | 2,784,000 | 5,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 78,412,000 | 78,509,000 |
| Total capital | 82,662,000 | 82,865,000 |
| Risk-weighted assets | 632,359,000 | 626,785,000 |