Call report 2025Q4
UNIFIED BANK — 2025Q4
The 22 measures UNIFIED BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 851,705,000 | USD | evidence → |
| Total loans | 491,371,000 | USD | evidence → |
| Allowance for loan losses | 4,261,000 | USD | evidence → |
| Securities available for sale | 234,205,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 657,198,000 | USD | evidence → |
| Interest-bearing deposits | 507,329,000 | USD | evidence → |
| Noninterest-bearing deposits | 149,869,000 | USD | evidence → |
| Equity capital | 73,862,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,250,000 | USD | evidence → |
| Interest expense | 13,063,000 | USD | evidence → |
| Net interest income | 28,187,000 | USD | evidence → |
| Noninterest income | 4,406,000 | USD | evidence → |
| Noninterest expense | 20,648,000 | USD | evidence → |
| Provision for loan losses | 624,000 | USD | evidence → |
| Pretax income | 12,162,000 | USD | evidence → |
| Income tax | 727,000 | USD | evidence → |
| Net income | 11,435,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,385,000 | USD | evidence → |
| Total capital | 82,646,000 | USD | evidence → |
| Risk-weighted assets | 615,634,000 | USD | evidence → |