Call report 2014Q4
UNIFIED BANK — 2014Q4
The 22 measures UNIFIED BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 399,702,000 | USD | evidence → |
| Total loans | 315,754,000 | USD | evidence → |
| Allowance for loan losses | 2,400,000 | USD | evidence → |
| Securities available for sale | 19,348,000 | USD | evidence → |
| Securities held to maturity | 450,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 325,120,000 | USD | evidence → |
| Interest-bearing deposits | 256,709,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,411,000 | USD | evidence → |
| Equity capital | 38,644,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,363,000 | USD | evidence → |
| Interest expense | 2,214,000 | USD | evidence → |
| Net interest income | 14,149,000 | USD | evidence → |
| Noninterest income | 3,574,000 | USD | evidence → |
| Noninterest expense | 11,355,000 | USD | evidence → |
| Provision for loan losses | 888,000 | USD | evidence → |
| Pretax income | 5,509,000 | USD | evidence → |
| Income tax | 1,571,000 | USD | evidence → |
| Net income | 3,938,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,531,000 | USD | evidence → |
| Total capital | 40,940,000 | USD | evidence → |
| Risk-weighted assets | 302,610,000 | USD | evidence → |