Call report 2004Q4
UNIFIED BANK — 2004Q4
The 22 measures UNIFIED BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 271,485,000 | USD | evidence → |
| Total loans | 146,592,000 | USD | evidence → |
| Allowance for loan losses | 2,292,000 | USD | evidence → |
| Securities available for sale | 90,946,000 | USD | evidence → |
| Securities held to maturity | 14,948,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,737,000 | USD | evidence → |
| Interest-bearing deposits | 185,638,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,099,000 | USD | evidence → |
| Equity capital | 23,092,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,183,000 | USD | evidence → |
| Interest expense | 4,892,000 | USD | evidence → |
| Net interest income | 9,291,000 | USD | evidence → |
| Noninterest income | 1,832,000 | USD | evidence → |
| Noninterest expense | 6,505,000 | USD | evidence → |
| Provision for loan losses | 220,000 | USD | evidence → |
| Pretax income | 4,494,000 | USD | evidence → |
| Income tax | 1,152,000 | USD | evidence → |
| Net income | 3,342,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,482,000 | USD | evidence → |
| Total capital | 25,561,000 | USD | evidence → |
| Risk-weighted assets | 165,624,000 | USD | evidence → |