Call reports 2011
FIRST BANK OF WHITE — 2011
What FIRST BANK OF WHITE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 51,152,000 | 51,805,000 | 55,679,000 | 54,728,000 |
| Total loans | 41,820,000 | 42,636,000 | 43,591,000 | 43,139,000 |
| Allowance for loan losses | 583,000 | 576,000 | 615,000 | 608,000 |
| Securities available for sale | 4,363,000 | 4,595,000 | 7,797,000 | 7,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,606,000 | 44,267,000 | 48,227,000 | 47,024,000 |
| Interest-bearing deposits | 41,113,000 | 42,224,000 | 45,606,000 | 42,998,000 |
| Noninterest-bearing deposits | 2,493,000 | 2,042,000 | 2,622,000 | 4,027,000 |
| Equity capital | 5,961,000 | 6,028,000 | 6,200,000 | 6,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,469,000 | 2,224,000 | 2,971,000 |
| Interest expense | 228,000 | 438,000 | 635,000 | 818,000 |
| Net interest income | 515,000 | 1,031,000 | 1,589,000 | 2,153,000 |
| Noninterest income | 65,000 | 126,000 | 187,000 | 257,000 |
| Noninterest expense | 314,000 | 629,000 | 955,000 | 1,295,000 |
| Provision for loan losses | 25,000 | 25,000 | 50,000 | 50,000 |
| Pretax income | 241,000 | 503,000 | 771,000 | 1,065,000 |
| Income tax | 78,000 | 161,000 | 244,000 | 334,000 |
| Net income | 163,000 | 342,000 | 527,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,867,000 | 5,946,000 | 6,012,000 | 6,106,000 |
| Total capital | 6,379,000 | 6,469,000 | 6,565,000 | 6,644,000 |
| Risk-weighted assets | 40,849,000 | 41,862,000 | 43,593,000 | 42,972,000 |