Call reports 2010
FIRST BANK OF WHITE — 2010
What FIRST BANK OF WHITE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 55,147,000 | 55,113,000 | 54,228,000 | 54,323,000 |
| Total loans | 46,076,000 | 45,502,000 | 45,365,000 | 44,863,000 |
| Allowance for loan losses | 589,000 | 590,000 | 592,000 | 587,000 |
| Securities available for sale | 5,012,000 | 4,369,000 | 4,135,000 | 4,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,774,000 | 47,590,000 | 46,777,000 | 46,868,000 |
| Interest-bearing deposits | 45,272,000 | 45,373,000 | 44,625,000 | 44,181,000 |
| Noninterest-bearing deposits | 2,502,000 | 2,218,000 | 2,152,000 | 2,687,000 |
| Equity capital | 5,711,000 | 5,886,000 | 5,864,000 | 5,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,594,000 | 2,384,000 | 3,169,000 |
| Interest expense | 324,000 | 633,000 | 921,000 | 1,180,000 |
| Net interest income | 467,000 | 961,000 | 1,463,000 | 1,989,000 |
| Noninterest income | 65,000 | 136,000 | 210,000 | 314,000 |
| Noninterest expense | 316,000 | 617,000 | 938,000 | 1,269,000 |
| Provision for loan losses | 15,000 | 21,000 | 39,000 | 49,000 |
| Pretax income | 201,000 | 459,000 | 696,000 | 985,000 |
| Income tax | 59,000 | 148,000 | 221,000 | 313,000 |
| Net income | 142,000 | 311,000 | 475,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,564,000 | 5,733,000 | 5,698,000 | 5,795,000 |
| Total capital | 6,139,000 | 6,306,000 | 6,260,000 | 6,342,000 |
| Risk-weighted assets | 45,965,000 | 45,345,000 | 44,578,000 | 43,911,000 |