Call reports 2007
FIRST BANK OF WHITE — 2007
What FIRST BANK OF WHITE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 75,841,000 | 73,607,000 | 54,551,000 | 54,498,000 |
| Total loans | 50,485,000 | 47,031,000 | 44,733,000 | 44,846,000 |
| Allowance for loan losses | 356,000 | 342,000 | 343,000 | 329,000 |
| Securities available for sale | 5,418,000 | 5,782,000 | 6,614,000 | 5,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,993,000 | 53,097,000 | 44,382,000 | 45,631,000 |
| Interest-bearing deposits | 52,130,000 | 51,289,000 | 42,334,000 | 43,078,000 |
| Noninterest-bearing deposits | 1,863,000 | 1,808,000 | 2,048,000 | 2,553,000 |
| Equity capital | 5,334,000 | 5,949,000 | 4,906,000 | 5,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,695,000 | 3,595,000 | 4,913,000 | 5,846,000 |
| Interest expense | 542,000 | 1,112,000 | 1,661,000 | 2,190,000 |
| Net interest income | 1,153,000 | 2,483,000 | 3,252,000 | 3,656,000 |
| Noninterest income | 93,000 | 139,000 | 230,000 | 285,000 |
| Noninterest expense | 315,000 | 642,000 | 1,020,000 | 1,239,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 931,000 | 1,980,000 | 2,462,000 | 2,715,000 |
| Income tax | 333,000 | 719,000 | 894,000 | 957,000 |
| Net income | 598,000 | 1,261,000 | 1,568,000 | 1,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,362,000 | 6,025,000 | 4,936,000 | 5,126,000 |
| Total capital | 5,718,000 | 6,367,000 | 5,279,000 | 5,455,000 |
| Risk-weighted assets | 54,948,000 | 50,877,000 | 44,972,000 | 44,505,000 |