Call reports 2001
FIRST BANK OF WHITE — 2001
What FIRST BANK OF WHITE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,305,000 | 30,717,000 | 30,666,000 | 31,971,000 |
| Total loans | 18,581,000 | 19,268,000 | 20,248,000 | 19,564,000 |
| Allowance for loan losses | 193,000 | 187,000 | 187,000 | 183,000 |
| Securities available for sale | 3,083,000 | 6,356,000 | 6,827,000 | 8,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,244,000 | 27,592,000 | 27,413,000 | 28,847,000 |
| Interest-bearing deposits | 26,279,000 | 26,645,000 | 26,517,000 | 27,322,000 |
| Noninterest-bearing deposits | 965,000 | 946,000 | 895,000 | 1,525,000 |
| Equity capital | 2,461,000 | 2,485,000 | 2,587,000 | 2,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,072,000 | 1,625,000 | 2,139,000 |
| Interest expense | 372,000 | 742,000 | 1,102,000 | 1,443,000 |
| Net interest income | 161,000 | 330,000 | 523,000 | 696,000 |
| Noninterest income | 33,000 | 72,000 | 97,000 | 134,000 |
| Noninterest expense | 87,000 | 194,000 | 290,000 | 412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 208,000 | 330,000 | 418,000 |
| Income tax | 32,000 | 63,000 | 102,000 | 129,000 |
| Net income | 75,000 | 145,000 | 228,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,412,000 | 2,432,000 | 2,465,000 | 2,476,000 |
| Total capital | 2,605,000 | 2,619,000 | 2,652,000 | 2,659,000 |
| Risk-weighted assets | 18,459,000 | 20,460,000 | 21,318,000 | 21,843,000 |