Call reports 2019
STATE BANK — 2019
What STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 383,604,000 | 377,002,000 |
| Total loans | 240,649,000 | 238,021,000 |
| Allowance for loan losses | 275,000 | 601,000 |
| Securities available for sale | 88,937,000 | 91,735,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 321,242,000 | 312,426,000 |
| Interest-bearing deposits | 259,919,000 | 251,754,000 |
| Noninterest-bearing deposits | 61,323,000 | 60,672,000 |
| Equity capital | 57,151,000 | 58,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 3,858,000 | 8,028,000 |
| Interest expense | 737,000 | 1,188,000 |
| Net interest income | 3,121,000 | 6,840,000 |
| Noninterest income | 455,000 | 898,000 |
| Noninterest expense | 1,960,000 | 4,386,000 |
| Provision for loan losses | 275,000 | 625,000 |
| Pretax income | 1,359,000 | 2,936,000 |
| Income tax | 216,000 | 613,000 |
| Net income | 1,143,000 | 2,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 29,557,000 | 30,641,000 |
| Total capital | 29,843,000 | 31,253,000 |
| Risk-weighted assets | 266,173,000 | 262,718,000 |