Call reports 2018
STATE BANK — 2018
What STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 382,079,000 | 377,523,000 | 381,495,000 | 396,731,000 |
| Total loans | 230,333,000 | 227,946,000 | 235,533,000 | 240,351,000 |
| Allowance for loan losses | 2,341,000 | 2,399,000 | 2,422,000 | 2,404,000 |
| Securities available for sale | 115,798,000 | 116,071,000 | 110,416,000 | 124,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,835,000 | 308,388,000 | 306,269,000 | 336,799,000 |
| Interest-bearing deposits | 242,453,000 | 244,860,000 | 240,657,000 | 252,188,000 |
| Noninterest-bearing deposits | 63,382,000 | 63,528,000 | 65,612,000 | 84,611,000 |
| Equity capital | 37,486,000 | 37,377,000 | 36,081,000 | 38,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,329,000 | 6,800,000 | 10,339,000 | 14,088,000 |
| Interest expense | 584,000 | 1,184,000 | 1,885,000 | 2,664,000 |
| Net interest income | 2,745,000 | 5,616,000 | 8,454,000 | 11,424,000 |
| Noninterest income | 534,000 | 952,000 | 1,399,000 | 2,064,000 |
| Noninterest expense | 2,287,000 | 4,380,000 | 6,543,000 | 8,816,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 195,000 |
| Pretax income | 932,000 | 2,068,000 | 3,193,000 | 4,520,000 |
| Income tax | 44,000 | 100,000 | 154,000 | 60,000 |
| Net income | 888,000 | 1,968,000 | 3,039,000 | 4,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,697,000 | 30,606,000 | 30,158,000 | 31,598,000 |
| Total capital | 33,038,000 | 33,005,000 | 32,580,000 | 34,013,000 |
| Risk-weighted assets | 275,108,000 | 273,855,000 | 278,804,000 | 283,073,000 |