Call reports 2017
STATE BANK — 2017
What STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 390,189,000 | 372,720,000 | 369,198,000 | 376,725,000 |
| Total loans | 207,284,000 | 207,107,000 | 215,702,000 | 222,540,000 |
| Allowance for loan losses | 2,095,000 | 2,187,000 | 2,289,000 | 2,280,000 |
| Securities available for sale | 144,677,000 | 127,234,000 | 118,643,000 | 116,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,733,000 | 306,370,000 | 292,267,000 | 304,110,000 |
| Interest-bearing deposits | 252,917,000 | 245,815,000 | 233,690,000 | 242,526,000 |
| Noninterest-bearing deposits | 60,816,000 | 60,555,000 | 58,577,000 | 61,584,000 |
| Equity capital | 41,561,000 | 44,168,000 | 44,279,000 | 37,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,206,000 | 6,499,000 | 9,736,000 | 12,997,000 |
| Interest expense | 481,000 | 942,000 | 1,432,000 | 1,987,000 |
| Net interest income | 2,725,000 | 5,557,000 | 8,304,000 | 11,010,000 |
| Noninterest income | 460,000 | 919,000 | 1,430,000 | 1,921,000 |
| Noninterest expense | 2,280,000 | 4,340,000 | 6,644,000 | 8,999,000 |
| Provision for loan losses | 50,000 | 140,000 | 290,000 | 320,000 |
| Pretax income | 905,000 | 2,463,000 | 3,635,000 | 4,464,000 |
| Income tax | 43,000 | 118,000 | 176,000 | 215,000 |
| Net income | 862,000 | 2,345,000 | 3,459,000 | 4,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,006,000 | 34,514,000 | 35,150,000 | 29,865,000 |
| Total capital | 35,101,000 | 36,701,000 | 37,439,000 | 32,145,000 |
| Risk-weighted assets | 271,001,000 | 261,636,000 | 265,182,000 | 274,410,000 |