Call reports 2016
STATE BANK — 2016
What STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 387,424,000 | 379,226,000 | 379,225,000 | 384,785,000 |
| Total loans | 193,255,000 | 192,102,000 | 196,403,000 | 198,325,000 |
| Allowance for loan losses | 1,458,000 | 2,019,000 | 2,034,000 | 2,023,000 |
| Securities available for sale | 155,404,000 | 150,281,000 | 144,743,000 | 143,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,541,000 | 299,621,000 | 296,294,000 | 310,623,000 |
| Interest-bearing deposits | 257,629,000 | 247,284,000 | 245,564,000 | 250,885,000 |
| Noninterest-bearing deposits | 54,912,000 | 52,337,000 | 50,730,000 | 59,738,000 |
| Equity capital | 42,466,000 | 45,183,000 | 44,434,000 | 40,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,175,000 | 6,704,000 | 9,865,000 | 13,057,000 |
| Interest expense | 484,000 | 915,000 | 1,374,000 | 1,895,000 |
| Net interest income | 2,691,000 | 5,789,000 | 8,491,000 | 11,162,000 |
| Noninterest income | 470,000 | 936,000 | 1,401,000 | 1,914,000 |
| Noninterest expense | 2,215,000 | 4,286,000 | 6,508,000 | 8,663,000 |
| Provision for loan losses | 0 | 320,000 | 366,000 | 366,000 |
| Pretax income | 994,000 | 2,393,000 | 3,315,000 | 4,386,000 |
| Income tax | 48,000 | 115,000 | 172,000 | 210,000 |
| Net income | 946,000 | 2,278,000 | 3,143,000 | 4,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,914,000 | 33,264,000 | 33,148,000 | 33,198,000 |
| Total capital | 33,372,000 | 35,283,000 | 35,182,000 | 35,221,000 |
| Risk-weighted assets | 265,231,000 | 261,881,000 | 263,180,000 | 267,925,000 |