Call reports 2015
STATE BANK — 2015
What STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 383,117,000 | 377,951,000 | 374,606,000 | 377,827,000 |
| Total loans | 172,221,000 | 176,594,000 | 180,506,000 | 180,556,000 |
| Allowance for loan losses | 1,206,000 | 1,248,000 | 1,305,000 | 1,439,000 |
| Securities available for sale | 162,743,000 | 158,491,000 | 155,007,000 | 157,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,675,000 | 299,941,000 | 296,069,000 | 307,903,000 |
| Interest-bearing deposits | 257,332,000 | 251,734,000 | 249,235,000 | 250,550,000 |
| Noninterest-bearing deposits | 54,343,000 | 48,207,000 | 46,834,000 | 57,353,000 |
| Equity capital | 42,543,000 | 41,555,000 | 42,627,000 | 41,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,083,000 | 6,222,000 | 9,320,000 | 12,429,000 |
| Interest expense | 471,000 | 927,000 | 1,391,000 | 1,908,000 |
| Net interest income | 2,612,000 | 5,295,000 | 7,929,000 | 10,521,000 |
| Noninterest income | 550,000 | 1,044,000 | 1,585,000 | 1,987,000 |
| Noninterest expense | 1,956,000 | 4,055,000 | 5,991,000 | 8,460,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,314,000 | 2,559,000 | 3,856,000 | 4,402,000 |
| Income tax | 65,000 | 123,000 | 177,000 | 169,000 |
| Net income | 1,249,000 | 2,436,000 | 3,679,000 | 4,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,231,000 | 32,430,000 | 32,685,000 | 32,070,000 |
| Total capital | 32,437,000 | 33,678,000 | 33,990,000 | 33,509,000 |
| Risk-weighted assets | 247,738,000 | 251,540,000 | 252,774,000 | 256,338,000 |