Call reports 2014
STATE BANK — 2014
What STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 370,533,000 | 365,908,000 | 363,525,000 | 373,522,000 |
| Total loans | 150,122,000 | 157,229,000 | 163,381,000 | 171,564,000 |
| Allowance for loan losses | 1,109,000 | 1,088,000 | 1,088,000 | 1,163,000 |
| Securities available for sale | 164,072,000 | 168,498,000 | 163,616,000 | 163,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,292,000 | 312,458,000 | 306,490,000 | 301,697,000 |
| Interest-bearing deposits | 267,089,000 | 261,200,000 | 256,242,000 | 242,888,000 |
| Noninterest-bearing deposits | 51,203,000 | 51,258,000 | 50,248,000 | 58,809,000 |
| Equity capital | 39,771,000 | 41,064,000 | 41,379,000 | 41,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,986,000 | 6,017,000 | 9,065,000 | 12,104,000 |
| Interest expense | 491,000 | 968,000 | 1,426,000 | 1,950,000 |
| Net interest income | 2,495,000 | 5,049,000 | 7,639,000 | 10,154,000 |
| Noninterest income | 484,000 | 954,000 | 1,314,000 | 2,042,000 |
| Noninterest expense | 1,779,000 | 3,684,000 | 5,512,000 | 7,791,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,307,000 | 2,426,000 | 3,608,000 | 4,576,000 |
| Income tax | 63,000 | 113,000 | 179,000 | 216,000 |
| Net income | 1,244,000 | 2,313,000 | 3,429,000 | 4,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,011,000 | 30,109,000 | 30,505,000 | 30,466,000 |
| Total capital | 31,120,000 | 31,197,000 | 31,593,000 | 31,629,000 |
| Risk-weighted assets | 229,731,000 | 235,628,000 | 240,500,000 | 253,828,000 |