Call reports 2013
STATE BANK — 2013
What STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 373,537,000 | 356,182,000 | 363,576,000 | 359,415,000 |
| Total loans | 139,786,000 | 139,221,000 | 144,373,000 | 150,682,000 |
| Allowance for loan losses | 991,000 | 999,000 | 971,000 | 1,116,000 |
| Securities available for sale | 163,262,000 | 162,347,000 | 162,342,000 | 166,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,397,000 | 304,768,000 | 312,780,000 | 308,312,000 |
| Interest-bearing deposits | 266,283,000 | 257,676,000 | 262,083,000 | 251,532,000 |
| Noninterest-bearing deposits | 53,114,000 | 47,092,000 | 50,697,000 | 56,780,000 |
| Equity capital | 41,388,000 | 38,273,000 | 37,791,000 | 38,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,906,000 | 5,747,000 | 8,642,000 | 11,613,000 |
| Interest expense | 568,000 | 1,102,000 | 1,608,000 | 2,178,000 |
| Net interest income | 2,338,000 | 4,645,000 | 7,034,000 | 9,435,000 |
| Noninterest income | 1,127,000 | 1,842,000 | 2,318,000 | 2,900,000 |
| Noninterest expense | 2,025,000 | 3,882,000 | 5,604,000 | 7,615,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,440,000 | 2,676,000 | 3,819,000 | 4,791,000 |
| Income tax | 45,000 | 95,000 | 151,000 | 175,000 |
| Net income | 1,395,000 | 2,581,000 | 3,668,000 | 4,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,426,000 | 29,642,000 | 28,760,000 | 29,737,000 |
| Total capital | 29,417,000 | 30,641,000 | 29,731,000 | 30,853,000 |
| Risk-weighted assets | 208,999,000 | 208,291,000 | 218,966,000 | 229,482,000 |