Call reports 2012
STATE BANK — 2012
What STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 344,177,000 | 344,112,000 | 359,768,000 | 371,138,000 |
| Total loans | 136,756,000 | 138,799,000 | 141,322,000 | 144,088,000 |
| Allowance for loan losses | 1,024,000 | 1,048,000 | 994,000 | 991,000 |
| Securities available for sale | 151,716,000 | 159,862,000 | 155,626,000 | 158,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,854,000 | 293,368,000 | 306,990,000 | 318,089,000 |
| Interest-bearing deposits | 247,285,000 | 246,198,000 | 262,377,000 | 260,315,000 |
| Noninterest-bearing deposits | 47,569,000 | 47,170,000 | 44,613,000 | 57,774,000 |
| Equity capital | 40,020,000 | 40,771,000 | 42,080,000 | 41,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,078,000 | 6,159,000 | 9,184,000 | 12,169,000 |
| Interest expense | 663,000 | 1,305,000 | 1,938,000 | 2,593,000 |
| Net interest income | 2,415,000 | 4,854,000 | 7,246,000 | 9,576,000 |
| Noninterest income | 467,000 | 811,000 | 1,181,000 | 1,570,000 |
| Noninterest expense | 1,761,000 | 3,531,000 | 5,126,000 | 7,026,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,140,000 | 2,153,000 | 3,542,000 | 4,535,000 |
| Income tax | 58,000 | 107,000 | 177,000 | 217,000 |
| Net income | 1,082,000 | 2,046,000 | 3,365,000 | 4,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,926,000 | 26,920,000 | 27,769,000 | 28,001,000 |
| Total capital | 27,950,000 | 27,968,000 | 28,763,000 | 28,992,000 |
| Risk-weighted assets | 185,918,000 | 193,981,000 | 201,372,000 | 210,617,000 |