Call reports 2011
STATE BANK — 2011
What STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 173,587,000 | 175,326,000 | 327,190,000 | 337,297,000 |
| Total loans | 98,308,000 | 97,231,000 | 142,560,000 | 142,219,000 |
| Allowance for loan losses | 1,556,000 | 1,594,000 | 1,686,000 | 1,112,000 |
| Securities available for sale | 60,228,000 | 59,701,000 | 137,702,000 | 149,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,443,000 | 150,078,000 | 277,770,000 | 279,905,000 |
| Interest-bearing deposits | 129,755,000 | 130,057,000 | 236,979,000 | 232,246,000 |
| Noninterest-bearing deposits | 20,688,000 | 20,021,000 | 40,791,000 | 47,659,000 |
| Equity capital | 16,934,000 | 18,489,000 | 39,507,000 | 38,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,910,000 | 3,793,000 | 9,636,000 | 12,734,000 |
| Interest expense | 493,000 | 976,000 | 2,245,000 | 2,973,000 |
| Net interest income | 1,417,000 | 2,817,000 | 7,391,000 | 9,761,000 |
| Noninterest income | 200,000 | 422,000 | 1,293,000 | 1,719,000 |
| Noninterest expense | 876,000 | 1,740,000 | 5,648,000 | 7,632,000 |
| Provision for loan losses | 60,000 | 120,000 | 218,000 | 290,000 |
| Pretax income | 681,000 | 1,379,000 | 2,932,000 | 3,748,000 |
| Income tax | 33,000 | 67,000 | 142,000 | 169,000 |
| Net income | 648,000 | 1,312,000 | 2,790,000 | 3,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,675,000 | 15,339,000 | 26,696,000 | 26,514,000 |
| Total capital | 16,128,000 | 16,788,000 | 28,382,000 | 27,626,000 |
| Risk-weighted assets | 116,204,000 | 115,749,000 | 185,852,000 | 189,559,000 |