Call reports 2010
STATE BANK — 2010
What STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 171,104,000 | 169,930,000 | 171,466,000 | 173,436,000 |
| Total loans | 103,018,000 | 100,768,000 | 101,308,000 | 101,228,000 |
| Allowance for loan losses | 1,730,000 | 1,395,000 | 1,456,000 | 1,506,000 |
| Securities available for sale | 50,454,000 | 49,530,000 | 55,975,000 | 60,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,905,000 | 148,340,000 | 147,165,000 | 147,337,000 |
| Interest-bearing deposits | 132,591,000 | 131,343,000 | 129,074,000 | 127,258,000 |
| Noninterest-bearing deposits | 16,314,000 | 16,997,000 | 18,091,000 | 20,079,000 |
| Equity capital | 17,143,000 | 16,770,000 | 18,022,000 | 16,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,918,000 | 3,869,000 | 5,804,000 | 7,694,000 |
| Interest expense | 602,000 | 1,180,000 | 1,698,000 | 2,240,000 |
| Net interest income | 1,316,000 | 2,689,000 | 4,106,000 | 5,454,000 |
| Noninterest income | 207,000 | 432,000 | 662,000 | 909,000 |
| Noninterest expense | 1,025,000 | 1,940,000 | 2,837,000 | 3,764,000 |
| Provision for loan losses | 260,000 | 1,720,000 | 1,780,000 | 1,840,000 |
| Pretax income | 297,000 | -430,000 | 260,000 | 868,000 |
| Income tax | 19,000 | -22,000 | 0 | 40,000 |
| Net income | 278,000 | -408,000 | 260,000 | 828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,027,000 | 14,341,000 | 15,009,000 | 14,427,000 |
| Total capital | 16,475,000 | 15,736,000 | 16,465,000 | 15,927,000 |
| Risk-weighted assets | 115,478,000 | 114,502,000 | 117,494,000 | 119,967,000 |