Call reports 2009
STATE BANK — 2009
What STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 162,977,000 | 160,923,000 | 169,185,000 | 171,788,000 |
| Total loans | 108,761,000 | 105,064,000 | 103,233,000 | 103,445,000 |
| Allowance for loan losses | 1,607,000 | 1,624,000 | 1,580,000 | 1,648,000 |
| Securities available for sale | 37,240,000 | 39,912,000 | 44,208,000 | 44,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,494,000 | 138,701,000 | 145,906,000 | 148,966,000 |
| Interest-bearing deposits | 124,837,000 | 124,025,000 | 129,985,000 | 129,513,000 |
| Noninterest-bearing deposits | 15,657,000 | 14,676,000 | 15,921,000 | 19,453,000 |
| Equity capital | 16,657,000 | 16,438,000 | 17,584,000 | 16,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,969,000 | 3,950,000 | 5,886,000 | 7,802,000 |
| Interest expense | 778,000 | 1,559,000 | 2,254,000 | 2,907,000 |
| Net interest income | 1,191,000 | 2,391,000 | 3,632,000 | 4,895,000 |
| Noninterest income | 221,000 | 444,000 | 663,000 | 851,000 |
| Noninterest expense | 987,000 | 1,969,000 | 2,925,000 | 3,849,000 |
| Provision for loan losses | 60,000 | 120,000 | 300,000 | 360,000 |
| Pretax income | 415,000 | 796,000 | 1,120,000 | 1,874,000 |
| Income tax | 20,000 | 42,000 | 50,000 | 85,000 |
| Net income | 395,000 | 754,000 | 1,070,000 | 1,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,105,000 | 14,714,000 | 15,030,000 | 14,749,000 |
| Total capital | 16,559,000 | 16,122,000 | 16,460,000 | 16,244,000 |
| Risk-weighted assets | 116,176,000 | 112,447,000 | 114,240,000 | 119,461,000 |