Call reports 2008
STATE BANK — 2008
What STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 156,767,000 | 152,638,000 | 153,416,000 | 157,015,000 |
| Total loans | 103,326,000 | 104,177,000 | 106,245,000 | 105,545,000 |
| Allowance for loan losses | 1,353,000 | 1,381,000 | 1,454,000 | 1,534,000 |
| Securities available for sale | 39,823,000 | 35,907,000 | 32,126,000 | 34,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,749,000 | 129,383,000 | 132,298,000 | 135,939,000 |
| Interest-bearing deposits | 114,048,000 | 111,760,000 | 115,611,000 | 118,085,000 |
| Noninterest-bearing deposits | 18,701,000 | 17,623,000 | 16,687,000 | 17,854,000 |
| Equity capital | 17,219,000 | 17,253,000 | 15,569,000 | 15,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,191,000 | 4,323,000 | 6,364,000 | 8,288,000 |
| Interest expense | 1,020,000 | 1,901,000 | 2,709,000 | 3,548,000 |
| Net interest income | 1,171,000 | 2,422,000 | 3,655,000 | 4,740,000 |
| Noninterest income | 205,000 | 451,000 | 664,000 | 917,000 |
| Noninterest expense | 866,000 | 1,674,000 | 2,570,000 | 3,389,000 |
| Provision for loan losses | 30,000 | 60,000 | 890,000 | 1,040,000 |
| Pretax income | 538,000 | 1,204,000 | 963,000 | 1,332,000 |
| Income tax | 26,000 | 59,000 | 46,000 | 64,000 |
| Net income | 512,000 | 1,145,000 | 917,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,011,000 | 15,643,000 | 14,415,000 | 14,710,000 |
| Total capital | 16,278,000 | 16,980,000 | 15,869,000 | 16,168,000 |
| Risk-weighted assets | 114,998,000 | 113,982,000 | 115,559,000 | 116,572,000 |