Call reports 2007
STATE BANK — 2007
What STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 140,644,000 | 143,738,000 | 149,883,000 | 151,544,000 |
| Total loans | 94,209,000 | 98,891,000 | 98,667,000 | 99,402,000 |
| Allowance for loan losses | 1,170,000 | 1,294,000 | 1,316,000 | 1,354,000 |
| Securities available for sale | 34,285,000 | 33,353,000 | 33,336,000 | 40,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,335,000 | 118,062,000 | 127,101,000 | 127,738,000 |
| Interest-bearing deposits | 103,629,000 | 103,439,000 | 113,837,000 | 107,343,000 |
| Noninterest-bearing deposits | 14,706,000 | 14,623,000 | 13,264,000 | 20,395,000 |
| Equity capital | 16,664,000 | 16,798,000 | 17,533,000 | 16,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,266,000 | 6,402,000 | 8,533,000 |
| Interest expense | 1,016,000 | 2,065,000 | 3,163,000 | 4,258,000 |
| Net interest income | 1,070,000 | 2,201,000 | 3,239,000 | 4,275,000 |
| Noninterest income | 193,000 | 433,000 | 678,000 | 947,000 |
| Noninterest expense | 880,000 | 1,627,000 | 2,364,000 | 3,244,000 |
| Provision for loan losses | 0 | 100,000 | 120,000 | 150,000 |
| Pretax income | 387,000 | 911,000 | 1,437,000 | 1,832,000 |
| Income tax | 19,000 | 44,000 | 70,000 | 89,000 |
| Net income | 368,000 | 867,000 | 1,367,000 | 1,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,873,000 | 15,373,000 | 15,872,000 | 14,499,000 |
| Total capital | 15,898,000 | 16,591,000 | 17,132,000 | 15,803,000 |
| Risk-weighted assets | 105,057,000 | 109,522,000 | 109,690,000 | 112,303,000 |