Call reports 2006
STATE BANK — 2006
What STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 138,640,000 | 137,470,000 | 139,942,000 | 141,141,000 |
| Total loans | 89,238,000 | 91,205,000 | 92,022,000 | 91,808,000 |
| Allowance for loan losses | 1,159,000 | 1,186,000 | 1,213,000 | 1,174,000 |
| Securities available for sale | 37,933,000 | 34,657,000 | 34,242,000 | 36,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,619,000 | 108,142,000 | 112,405,000 | 111,930,000 |
| Interest-bearing deposits | 98,745,000 | 94,725,000 | 98,998,000 | 96,066,000 |
| Noninterest-bearing deposits | 13,874,000 | 13,417,000 | 13,407,000 | 15,864,000 |
| Equity capital | 16,232,000 | 16,570,000 | 16,471,000 | 16,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,888,000 | 3,883,000 | 5,938,000 | 8,013,000 |
| Interest expense | 775,000 | 1,650,000 | 2,616,000 | 3,595,000 |
| Net interest income | 1,113,000 | 2,233,000 | 3,322,000 | 4,418,000 |
| Noninterest income | 205,000 | 423,000 | 633,000 | 819,000 |
| Noninterest expense | 774,000 | 1,472,000 | 2,169,000 | 3,022,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 514,000 | 1,144,000 | 1,746,000 | 2,175,000 |
| Income tax | 25,000 | 56,000 | 86,000 | 101,000 |
| Net income | 489,000 | 1,088,000 | 1,660,000 | 2,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,420,000 | 15,020,000 | 14,592,000 | 14,506,000 |
| Total capital | 15,483,000 | 16,128,000 | 15,750,000 | 15,545,000 |
| Risk-weighted assets | 100,321,000 | 101,049,000 | 101,354,000 | 104,553,000 |