Call reports 2002
STATE BANK — 2002
What STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 120,732,000 | 120,777,000 | 129,775,000 | 130,302,000 |
| Total loans | 70,294,000 | 71,126,000 | 72,075,000 | 71,575,000 |
| Allowance for loan losses | 846,000 | 831,000 | 905,000 | 922,000 |
| Securities available for sale | 40,748,000 | 42,076,000 | 46,358,000 | 48,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,880,000 | 104,434,000 | 109,300,000 | 109,458,000 |
| Interest-bearing deposits | 95,657,000 | 94,295,000 | 99,395,000 | 97,223,000 |
| Noninterest-bearing deposits | 10,223,000 | 10,139,000 | 9,905,000 | 12,235,000 |
| Equity capital | 12,483,000 | 13,575,000 | 14,093,000 | 14,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,922,000 | 3,871,000 | 5,813,000 | 7,734,000 |
| Interest expense | 763,000 | 1,491,000 | 2,195,000 | 2,915,000 |
| Net interest income | 1,159,000 | 2,380,000 | 3,618,000 | 4,819,000 |
| Noninterest income | 117,000 | 257,000 | 390,000 | 548,000 |
| Noninterest expense | 637,000 | 1,150,000 | 1,792,000 | 2,452,000 |
| Provision for loan losses | 23,000 | 49,000 | 185,000 | 292,000 |
| Pretax income | 616,000 | 1,438,000 | 2,031,000 | 2,623,000 |
| Income tax | 31,000 | 72,000 | 107,000 | 134,000 |
| Net income | 585,000 | 1,366,000 | 1,924,000 | 2,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,082,000 | 10,414,000 | 10,171,000 | 10,436,000 |
| Total capital | 10,928,000 | 11,245,000 | 11,076,000 | 11,358,000 |
| Risk-weighted assets | 78,013,000 | 79,981,000 | 82,503,000 | 83,261,000 |