Call reports 2001
STATE BANK — 2001
What STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 119,588,000 | 120,294,000 | 118,220,000 | 121,542,000 |
| Total loans | 64,165,000 | 68,267,000 | 70,068,000 | 70,073,000 |
| Allowance for loan losses | 773,000 | 772,000 | 802,000 | 828,000 |
| Securities available for sale | 44,783,000 | 44,355,000 | 41,225,000 | 40,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,915,000 | 103,592,000 | 103,164,000 | 107,086,000 |
| Interest-bearing deposits | 96,217,000 | 94,295,000 | 94,186,000 | 94,424,000 |
| Noninterest-bearing deposits | 9,698,000 | 9,297,000 | 8,978,000 | 12,662,000 |
| Equity capital | 11,995,000 | 12,147,000 | 13,169,000 | 11,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 4,086,000 | 6,139,000 | 8,146,000 |
| Interest expense | 1,181,000 | 2,350,000 | 3,412,000 | 4,318,000 |
| Net interest income | 825,000 | 1,736,000 | 2,727,000 | 3,828,000 |
| Noninterest income | 120,000 | 246,000 | 372,000 | 563,000 |
| Noninterest expense | 639,000 | 1,177,000 | 1,800,000 | 2,474,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 302,000 | 801,000 | 1,292,000 | 1,856,000 |
| Income tax | 32,000 | 136,000 | 75,000 | 105,000 |
| Net income | 270,000 | 665,000 | 1,217,000 | 1,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,287,000 | 9,524,000 | 10,119,000 | 9,497,000 |
| Total capital | 10,060,000 | 10,296,000 | 10,921,000 | 10,325,000 |
| Risk-weighted assets | 72,382,000 | 75,196,000 | 75,859,000 | 78,493,000 |