Call reports 2018
SALIN BANK AND TRUST COMPANY — 2018
What SALIN BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 904,784,000 | 893,097,000 | 918,811,000 | 924,303,000 |
| Total loans | 603,572,000 | 605,261,000 | 604,086,000 | 601,172,000 |
| Allowance for loan losses | 8,073,000 | 8,258,000 | 8,341,000 | 7,433,000 |
| Securities available for sale | 209,527,000 | 222,935,000 | 238,109,000 | 236,261,000 |
| Securities held to maturity | 135,000 | 128,000 | 121,000 | 117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 716,750,000 | 725,411,000 | 752,114,000 | 754,253,000 |
| Interest-bearing deposits | 516,423,000 | 531,881,000 | 553,755,000 | 555,077,000 |
| Noninterest-bearing deposits | 200,327,000 | 193,530,000 | 198,359,000 | 199,176,000 |
| Equity capital | 89,907,000 | 90,312,000 | 90,553,000 | 94,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,370,000 | 17,250,000 | 26,670,000 | 36,267,000 |
| Interest expense | 904,000 | 2,010,000 | 3,270,000 | 4,651,000 |
| Net interest income | 7,466,000 | 15,240,000 | 23,400,000 | 31,616,000 |
| Noninterest income | 1,692,000 | 3,613,000 | 5,539,000 | 7,940,000 |
| Noninterest expense | 7,122,000 | 14,379,000 | 21,525,000 | 29,103,000 |
| Provision for loan losses | 600,000 | 800,000 | 800,000 | 1,200,000 |
| Pretax income | 1,436,000 | 3,674,000 | 6,614,000 | 9,253,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,436,000 | 3,674,000 | 6,614,000 | 9,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,358,000 | 94,323,000 | 96,045,000 | 97,249,000 |
| Total capital | 101,431,000 | 102,581,000 | 104,387,000 | 104,682,000 |
| Risk-weighted assets | 681,035,000 | 687,392,000 | 682,659,000 | 680,272,000 |