Call reports 2016
SALIN BANK AND TRUST COMPANY — 2016
What SALIN BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 783,786,000 | 802,211,000 | 835,213,000 | 865,831,000 |
| Total loans | 511,976,000 | 550,494,000 | 596,793,000 | 596,258,000 |
| Allowance for loan losses | 9,154,000 | 9,151,000 | 9,001,000 | 8,958,000 |
| Securities available for sale | 197,078,000 | 202,311,000 | 188,360,000 | 187,098,000 |
| Securities held to maturity | 263,000 | 247,000 | 234,000 | 221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 616,732,000 | 614,627,000 | 658,525,000 | 691,653,000 |
| Interest-bearing deposits | 436,573,000 | 431,516,000 | 465,193,000 | 500,711,000 |
| Noninterest-bearing deposits | 180,159,000 | 183,111,000 | 193,332,000 | 190,942,000 |
| Equity capital | 91,566,000 | 93,764,000 | 94,591,000 | 90,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,948,000 | 13,774,000 | 21,181,000 | 28,704,000 |
| Interest expense | 377,000 | 783,000 | 1,334,000 | 1,973,000 |
| Net interest income | 6,571,000 | 12,991,000 | 19,847,000 | 26,731,000 |
| Noninterest income | 2,216,000 | 4,362,000 | 6,915,000 | 9,303,000 |
| Noninterest expense | 6,948,000 | 14,280,000 | 21,455,000 | 28,716,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,839,000 | 3,077,000 | 5,246,000 | 7,191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,839,000 | 3,077,000 | 5,246,000 | 7,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,939,000 | 90,179,000 | 91,237,000 | 92,249,000 |
| Total capital | 96,272,000 | 98,085,000 | 99,606,000 | 100,651,000 |
| Risk-weighted assets | 584,820,000 | 631,232,000 | 668,906,000 | 671,722,000 |