Call reports 2014
SALIN BANK AND TRUST COMPANY — 2014
What SALIN BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 786,778,000 | 769,986,000 | 776,594,000 | 792,300,000 |
| Total loans | 517,491,000 | 529,217,000 | 513,593,000 | 491,950,000 |
| Allowance for loan losses | 9,590,000 | 8,469,000 | 8,571,000 | 7,882,000 |
| Securities available for sale | 177,046,000 | 187,464,000 | 180,186,000 | 188,925,000 |
| Securities held to maturity | 1,176,000 | 1,148,000 | 1,103,000 | 1,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,280,000 | 612,416,000 | 623,968,000 | 633,622,000 |
| Interest-bearing deposits | 495,144,000 | 478,984,000 | 475,031,000 | 475,082,000 |
| Noninterest-bearing deposits | 138,136,000 | 133,432,000 | 148,937,000 | 158,540,000 |
| Equity capital | 90,417,000 | 94,511,000 | 93,875,000 | 86,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,058,000 | 14,326,000 | 21,541,000 | 28,432,000 |
| Interest expense | 330,000 | 661,000 | 982,000 | 1,292,000 |
| Net interest income | 6,728,000 | 13,665,000 | 20,559,000 | 27,140,000 |
| Noninterest income | 2,127,000 | 7,246,000 | 9,795,000 | 12,081,000 |
| Noninterest expense | 6,929,000 | 13,828,000 | 21,524,000 | 29,696,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,858,000 | 6,922,000 | 8,458,000 | 9,097,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,858,000 | 6,922,000 | 8,458,000 | 9,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,455,000 | 91,523,000 | 91,060,000 | 83,700,000 |
| Total capital | 95,507,000 | 98,620,000 | 98,073,000 | 90,503,000 |
| Risk-weighted assets | 561,603,000 | 566,372,000 | 559,472,000 | 543,139,000 |