Call reports 2013
SALIN BANK AND TRUST COMPANY — 2013
What SALIN BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 848,518,000 | 811,236,000 | 780,345,000 | 778,695,000 |
| Total loans | 539,398,000 | 555,047,000 | 545,319,000 | 527,728,000 |
| Allowance for loan losses | 10,342,000 | 10,697,000 | 10,761,000 | 9,601,000 |
| Securities available for sale | 193,669,000 | 186,347,000 | 174,987,000 | 173,936,000 |
| Securities held to maturity | 1,354,000 | 1,316,000 | 1,278,000 | 1,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 679,277,000 | 644,601,000 | 626,714,000 | 620,356,000 |
| Interest-bearing deposits | 548,721,000 | 516,551,000 | 493,469,000 | 487,044,000 |
| Noninterest-bearing deposits | 130,556,000 | 128,050,000 | 133,245,000 | 133,312,000 |
| Equity capital | 93,039,000 | 90,669,000 | 90,125,000 | 88,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,632,000 | 15,596,000 | 23,233,000 | 30,674,000 |
| Interest expense | 677,000 | 1,220,000 | 1,718,000 | 2,158,000 |
| Net interest income | 6,955,000 | 14,376,000 | 21,515,000 | 28,516,000 |
| Noninterest income | 2,315,000 | 5,092,000 | 7,330,000 | 8,868,000 |
| Noninterest expense | 6,733,000 | 13,434,000 | 21,183,000 | 29,218,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 900,000 |
| Pretax income | 2,098,000 | 5,230,000 | 6,558,000 | 7,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,098,000 | 5,230,000 | 6,558,000 | 7,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,383,000 | 87,304,000 | 88,815,000 | 87,506,000 |
| Total capital | 93,661,000 | 94,789,000 | 96,171,000 | 94,694,000 |
| Risk-weighted assets | 579,323,000 | 595,797,000 | 585,038,000 | 572,600,000 |