Call reports 2012
SALIN BANK AND TRUST COMPANY — 2012
What SALIN BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 845,430,000 | 834,042,000 | 833,431,000 | 871,566,000 |
| Total loans | 552,743,000 | 561,633,000 | 556,080,000 | 552,197,000 |
| Allowance for loan losses | 12,227,000 | 12,231,000 | 11,400,000 | 10,441,000 |
| Securities available for sale | 218,087,000 | 211,073,000 | 200,919,000 | 195,451,000 |
| Securities held to maturity | 2,176,000 | 2,034,000 | 1,629,000 | 1,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 674,378,000 | 656,074,000 | 655,525,000 | 687,491,000 |
| Interest-bearing deposits | 564,604,000 | 553,292,000 | 544,194,000 | 534,425,000 |
| Noninterest-bearing deposits | 109,774,000 | 102,782,000 | 111,331,000 | 153,066,000 |
| Equity capital | 89,323,000 | 89,694,000 | 92,337,000 | 92,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,629,000 | 17,359,000 | 25,645,000 | 33,623,000 |
| Interest expense | 1,269,000 | 2,397,000 | 3,392,000 | 4,243,000 |
| Net interest income | 7,360,000 | 14,962,000 | 22,253,000 | 29,380,000 |
| Noninterest income | 3,090,000 | 5,459,000 | 8,245,000 | 11,032,000 |
| Noninterest expense | 7,141,000 | 14,213,000 | 21,482,000 | 29,421,000 |
| Provision for loan losses | 150,000 | 300,000 | 600,000 | 900,000 |
| Pretax income | 2,887,000 | 5,442,000 | 7,674,000 | 9,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,887,000 | 5,442,000 | 7,674,000 | 9,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,030,000 | 83,508,000 | 85,737,000 | 85,304,000 |
| Total capital | 90,672,000 | 91,190,000 | 93,293,000 | 92,768,000 |
| Risk-weighted assets | 606,772,000 | 610,500,000 | 600,670,000 | 594,140,000 |