Call reports 2009
SALIN BANK AND TRUST COMPANY — 2009
What SALIN BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 771,285,000 | 756,692,000 | 775,388,000 | 790,248,000 |
| Total loans | 594,622,000 | 597,226,000 | 608,153,000 | 598,570,000 |
| Allowance for loan losses | 10,603,000 | 9,271,000 | 9,049,000 | 9,552,000 |
| Securities available for sale | 124,140,000 | 115,125,000 | 115,284,000 | 122,388,000 |
| Securities held to maturity | 4,572,000 | 4,473,000 | 4,165,000 | 3,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,584,000 | 581,888,000 | 612,553,000 | 631,422,000 |
| Interest-bearing deposits | 506,348,000 | 487,228,000 | 520,786,000 | 522,206,000 |
| Noninterest-bearing deposits | 103,236,000 | 94,660,000 | 91,767,000 | 109,216,000 |
| Equity capital | 70,220,000 | 66,227,000 | 70,837,000 | 71,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,260,000 | 18,497,000 | 27,917,000 | 37,183,000 |
| Interest expense | 2,522,000 | 4,710,000 | 6,803,000 | 8,731,000 |
| Net interest income | 6,738,000 | 13,787,000 | 21,114,000 | 28,452,000 |
| Noninterest income | 2,619,000 | 5,537,000 | 8,455,000 | 11,132,000 |
| Noninterest expense | 7,572,000 | 15,701,000 | 23,878,000 | 31,807,000 |
| Provision for loan losses | 859,000 | 1,932,000 | 3,432,000 | 5,381,000 |
| Pretax income | 926,000 | 1,076,000 | 1,644,000 | 1,781,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 926,000 | 1,076,000 | 1,644,000 | 1,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,387,000 | 68,738,000 | 69,517,000 | 69,864,000 |
| Total capital | 77,146,000 | 77,264,000 | 78,174,000 | 78,407,000 |
| Risk-weighted assets | 698,988,000 | 681,305,000 | 692,252,000 | 682,532,000 |