Call reports 2008
SALIN BANK AND TRUST COMPANY — 2008
What SALIN BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 823,057,000 | 811,750,000 | 783,668,000 | 776,124,000 |
| Total loans | 608,380,000 | 601,076,000 | 607,151,000 | 597,221,000 |
| Allowance for loan losses | 8,441,000 | 6,547,000 | 6,961,000 | 9,658,000 |
| Securities available for sale | 163,325,000 | 154,210,000 | 127,274,000 | 127,351,000 |
| Securities held to maturity | 5,340,000 | 5,237,000 | 4,945,000 | 4,853,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 612,615,000 | 585,532,000 | 547,938,000 | 558,642,000 |
| Interest-bearing deposits | 563,200,000 | 476,076,000 | 456,189,000 | 458,627,000 |
| Noninterest-bearing deposits | 49,415,000 | 109,456,000 | 91,749,000 | 100,015,000 |
| Equity capital | 107,429,000 | 96,127,000 | 74,154,000 | 69,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,107,000 | 25,236,000 | 36,830,000 | 47,104,000 |
| Interest expense | 4,638,000 | 8,214,000 | 11,387,000 | 14,251,000 |
| Net interest income | 8,469,000 | 17,022,000 | 25,443,000 | 32,853,000 |
| Noninterest income | 2,546,000 | 5,290,000 | 7,935,000 | 10,088,000 |
| Noninterest expense | 7,413,000 | 15,951,000 | 23,802,000 | 32,666,000 |
| Provision for loan losses | 600,000 | 1,300,000 | 2,200,000 | 11,172,000 |
| Pretax income | 3,028,000 | 5,087,000 | -15,782,000 | -24,109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,028,000 | 5,087,000 | -15,782,000 | -24,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,896,000 | 93,893,000 | 75,364,000 | 67,257,000 |
| Total capital | 110,337,000 | 100,440,000 | 82,325,000 | 75,626,000 |
| Risk-weighted assets | 698,735,000 | 691,973,000 | 679,736,000 | 674,870,000 |