Call reports 2007
SALIN BANK AND TRUST COMPANY — 2007
What SALIN BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 877,190,000 | 876,761,000 | 840,019,000 | 834,279,000 |
| Total loans | 676,696,000 | 667,981,000 | 638,189,000 | 615,412,000 |
| Allowance for loan losses | 7,960,000 | 7,945,000 | 8,337,000 | 8,016,000 |
| Securities available for sale | 153,899,000 | 149,155,000 | 147,747,000 | 155,246,000 |
| Securities held to maturity | 7,036,000 | 6,856,000 | 6,258,000 | 5,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,175,000 | 704,744,000 | 663,345,000 | 651,564,000 |
| Interest-bearing deposits | 630,358,000 | 648,697,000 | 616,154,000 | 591,350,000 |
| Noninterest-bearing deposits | 69,817,000 | 56,047,000 | 47,191,000 | 60,214,000 |
| Equity capital | 98,823,000 | 96,064,000 | 100,843,000 | 105,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 15,008,000 | 30,182,000 | 44,926,000 | 58,788,000 |
| Interest expense | 6,325,000 | 12,759,000 | 19,046,000 | 24,836,000 |
| Net interest income | 8,683,000 | 17,423,000 | 25,880,000 | 33,952,000 |
| Noninterest income | 2,540,000 | 5,193,000 | 7,866,000 | 10,701,000 |
| Noninterest expense | 7,370,000 | 15,125,000 | 23,244,000 | 30,569,000 |
| Provision for loan losses | 600,000 | 1,450,000 | 2,250,000 | 3,450,000 |
| Pretax income | 3,283,000 | 6,071,000 | 8,282,000 | 10,690,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,283,000 | 6,071,000 | 8,282,000 | 10,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,418,000 | 95,426,000 | 97,859,000 | 100,487,000 |
| Total capital | 102,378,000 | 103,371,000 | 106,196,000 | 108,503,000 |
| Risk-weighted assets | 737,384,000 | 731,088,000 | 700,098,000 | 686,861,000 |