Call reports 2006
SALIN BANK AND TRUST COMPANY — 2006
What SALIN BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 890,136,000 | 878,817,000 | 900,657,000 | 894,199,000 |
| Total loans | 715,517,000 | 698,510,000 | 691,604,000 | 673,172,000 |
| Allowance for loan losses | 10,473,000 | 10,351,000 | 9,826,000 | 7,393,000 |
| Securities available for sale | 124,743,000 | 127,127,000 | 158,439,000 | 158,128,000 |
| Securities held to maturity | 8,775,000 | 8,418,000 | 8,019,000 | 7,644,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,271,000 | 672,739,000 | 714,177,000 | 717,789,000 |
| Interest-bearing deposits | 638,807,000 | 621,509,000 | 661,132,000 | 663,061,000 |
| Noninterest-bearing deposits | 53,464,000 | 51,230,000 | 53,045,000 | 54,728,000 |
| Equity capital | 97,242,000 | 94,057,000 | 98,321,000 | 98,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 14,632,000 | 29,814,000 | 45,866,000 | 61,554,000 |
| Interest expense | 5,062,000 | 11,000,000 | 17,501,000 | 24,260,000 |
| Net interest income | 9,570,000 | 18,814,000 | 28,365,000 | 37,294,000 |
| Noninterest income | 2,283,000 | 4,712,000 | 7,203,000 | 9,589,000 |
| Noninterest expense | 7,028,000 | 14,365,000 | 21,691,000 | 29,178,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 4,795,000 | 9,101,000 | 13,787,000 | 17,585,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,795,000 | 9,101,000 | 13,787,000 | 17,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,528,000 | 92,453,000 | 93,897,000 | 94,216,000 |
| Total capital | 103,147,000 | 101,872,000 | 102,962,000 | 101,609,000 |
| Risk-weighted assets | 768,631,000 | 755,696,000 | 754,701,000 | 738,681,000 |