Call reports 2005
SALIN BANK AND TRUST COMPANY — 2005
What SALIN BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 943,298,000 | 919,134,000 | 896,327,000 | 871,124,000 |
| Total loans | 812,456,000 | 787,013,000 | 759,562,000 | 733,978,000 |
| Allowance for loan losses | 9,612,000 | 9,998,000 | 10,413,000 | 10,720,000 |
| Securities available for sale | 72,247,000 | 72,052,000 | 74,214,000 | 73,051,000 |
| Securities held to maturity | 12,706,000 | 11,798,000 | 11,187,000 | 10,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 740,517,000 | 696,683,000 | 714,962,000 | 686,896,000 |
| Interest-bearing deposits | 667,563,000 | 621,266,000 | 642,082,000 | 633,283,000 |
| Noninterest-bearing deposits | 72,954,000 | 75,417,000 | 72,880,000 | 53,613,000 |
| Equity capital | 96,509,000 | 92,947,000 | 93,081,000 | 97,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 13,243,000 | 26,968,000 | 40,954,000 | 55,159,000 |
| Interest expense | 4,361,000 | 8,662,000 | 13,244,000 | 17,990,000 |
| Net interest income | 8,882,000 | 18,306,000 | 27,710,000 | 37,169,000 |
| Noninterest income | 1,913,000 | 3,799,000 | 5,984,000 | 8,416,000 |
| Noninterest expense | 6,839,000 | 13,694,000 | 20,691,000 | 27,615,000 |
| Provision for loan losses | 600,000 | 1,050,000 | 1,500,000 | 1,950,000 |
| Pretax income | 3,356,000 | 7,361,000 | 11,503,000 | 16,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,356,000 | 7,361,000 | 11,503,000 | 16,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,149,000 | 85,889,000 | 86,976,000 | 91,706,000 |
| Total capital | 99,761,000 | 95,887,000 | 96,877,000 | 101,330,000 |
| Risk-weighted assets | 855,631,000 | 828,216,000 | 803,136,000 | 780,158,000 |