Call reports 2004
SALIN BANK AND TRUST COMPANY — 2004
What SALIN BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 965,368,000 | 997,936,000 | 1,014,902,000 | 974,275,000 |
| Total loans | 835,693,000 | 857,869,000 | 871,967,000 | 840,970,000 |
| Allowance for loan losses | 9,125,000 | 9,581,000 | 10,055,000 | 8,891,000 |
| Securities available for sale | 58,515,000 | 74,065,000 | 76,138,000 | 72,518,000 |
| Securities held to maturity | 22,307,000 | 18,335,000 | 15,960,000 | 15,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 796,833,000 | 780,522,000 | 795,918,000 | 768,680,000 |
| Interest-bearing deposits | 765,590,000 | 758,498,000 | 736,562,000 | 710,738,000 |
| Noninterest-bearing deposits | 31,243,000 | 22,024,000 | 59,356,000 | 57,942,000 |
| Equity capital | 98,928,000 | 95,495,000 | 99,134,000 | 101,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 11,803,000 | 23,849,000 | 36,884,000 | 50,320,000 |
| Interest expense | 3,879,000 | 7,973,000 | 12,244,000 | 16,750,000 |
| Net interest income | 7,924,000 | 15,876,000 | 24,640,000 | 33,570,000 |
| Noninterest income | 2,201,000 | 4,484,000 | 6,835,000 | 8,128,000 |
| Noninterest expense | 7,034,000 | 13,925,000 | 21,111,000 | 27,210,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,400,000 |
| Pretax income | 2,491,000 | 5,235,000 | 8,564,000 | 12,088,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,491,000 | 5,235,000 | 8,564,000 | 12,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,402,000 | 88,920,000 | 91,350,000 | 93,845,000 |
| Total capital | 99,527,000 | 98,501,000 | 101,405,000 | 102,736,000 |
| Risk-weighted assets | 871,203,000 | 894,114,000 | 915,867,000 | 882,974,000 |