Call reports 2003
SALIN BANK AND TRUST COMPANY — 2003
What SALIN BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 871,679,000 | 906,635,000 | 908,602,000 | 943,789,000 |
| Total loans | 741,733,000 | 761,078,000 | 778,663,000 | 807,562,000 |
| Allowance for loan losses | 7,870,000 | 7,931,000 | 8,437,000 | 8,500,000 |
| Securities available for sale | 29,562,000 | 50,814,000 | 42,215,000 | 58,968,000 |
| Securities held to maturity | 44,999,000 | 38,117,000 | 30,433,000 | 25,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 744,819,000 | 762,648,000 | 774,687,000 | 770,638,000 |
| Interest-bearing deposits | 712,725,000 | 725,578,000 | 740,510,000 | 739,249,000 |
| Noninterest-bearing deposits | 32,094,000 | 37,070,000 | 34,177,000 | 31,389,000 |
| Equity capital | 80,930,000 | 80,836,000 | 80,436,000 | 97,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 12,208,000 | 24,618,000 | 36,086,000 | 47,661,000 |
| Interest expense | 4,106,000 | 8,356,000 | 12,460,000 | 16,344,000 |
| Net interest income | 8,102,000 | 16,262,000 | 23,626,000 | 31,317,000 |
| Noninterest income | 2,046,000 | 5,067,000 | 8,214,000 | 10,542,000 |
| Noninterest expense | 6,073,000 | 13,062,000 | 19,695,000 | 26,497,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,400,000 |
| Pretax income | 3,475,000 | 7,067,000 | 10,345,000 | 12,962,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,475,000 | 7,067,000 | 10,345,000 | 12,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,285,000 | 71,415,000 | 71,997,000 | 89,761,000 |
| Total capital | 79,155,000 | 79,346,000 | 80,434,000 | 98,261,000 |
| Risk-weighted assets | 765,254,000 | 784,142,000 | 788,853,000 | 831,687,000 |