Call reports 2002
SALIN BANK AND TRUST COMPANY — 2002
What SALIN BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 763,838,000 | 792,524,000 | 817,673,000 | 862,330,000 |
| Total loans | 654,211,000 | 665,435,000 | 691,123,000 | 732,339,000 |
| Allowance for loan losses | 6,596,000 | 6,971,000 | 7,112,000 | 7,302,000 |
| Securities available for sale | 0 | 0 | 998,000 | 22,013,000 |
| Securities held to maturity | 59,299,000 | 55,761,000 | 62,434,000 | 51,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 653,037,000 | 680,070,000 | 678,674,000 | 725,663,000 |
| Interest-bearing deposits | 622,420,000 | 652,807,000 | 649,934,000 | 699,533,000 |
| Noninterest-bearing deposits | 30,617,000 | 27,263,000 | 28,740,000 | 26,130,000 |
| Equity capital | 64,448,000 | 64,791,000 | 75,682,000 | 79,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 11,734,000 | 23,618,000 | 35,776,000 | 48,189,000 |
| Interest expense | 4,002,000 | 7,967,000 | 12,081,000 | 16,260,000 |
| Net interest income | 7,732,000 | 15,651,000 | 23,695,000 | 31,929,000 |
| Noninterest income | 1,399,000 | 2,920,000 | 4,929,000 | 7,176,000 |
| Noninterest expense | 5,333,000 | 10,790,000 | 16,807,000 | 22,951,000 |
| Provision for loan losses | 300,000 | 750,000 | 1,300,000 | 2,100,000 |
| Pretax income | 3,498,000 | 7,031,000 | 10,517,000 | 14,054,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,498,000 | 7,031,000 | 10,517,000 | 14,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,650,000 | 55,200,000 | 66,301,000 | 69,929,000 |
| Total capital | 61,246,000 | 62,171,000 | 73,413,000 | 77,231,000 |
| Risk-weighted assets | 682,511,000 | 701,220,000 | 724,434,000 | 752,737,000 |