Call reports 2023
GUARANTY BANK AND TRUST COMPANY — 2023
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,941,991,000 | 2,001,227,000 | 2,097,306,000 | 2,529,713,000 |
| Total loans | 1,184,025,000 | 1,261,783,000 | 1,351,610,000 | 1,627,598,000 |
| Allowance for loan losses | 20,555,000 | 20,311,000 | 21,444,000 | 21,206,000 |
| Securities available for sale | 445,102,000 | 423,743,000 | 408,759,000 | 510,821,000 |
| Securities held to maturity | 159,483,000 | 157,463,000 | 153,428,000 | 151,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,591,716,000 | 1,602,816,000 | 1,693,140,000 | 1,905,693,000 |
| Interest-bearing deposits | 1,096,390,000 | 1,125,845,000 | 1,176,713,000 | 1,408,060,000 |
| Noninterest-bearing deposits | 495,326,000 | 476,971,000 | 516,427,000 | 497,633,000 |
| Equity capital | 185,481,000 | 187,050,000 | 188,173,000 | 253,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 22,261,000 | 47,188,000 | 73,154,000 | 108,041,000 |
| Interest expense | 6,930,000 | 15,772,000 | 26,989,000 | 41,338,000 |
| Net interest income | 15,331,000 | 31,416,000 | 46,165,000 | 66,703,000 |
| Noninterest income | 3,314,000 | 6,835,000 | 12,922,000 | 20,325,000 |
| Noninterest expense | 13,165,000 | 26,176,000 | 38,798,000 | 57,058,000 |
| Provision for loan losses | 317,000 | 80,000 | 1,328,000 | 4,235,000 |
| Pretax income | 5,163,000 | 12,322,000 | 19,310,000 | 26,817,000 |
| Income tax | 1,050,000 | 2,617,000 | 4,130,000 | 4,915,000 |
| Net income | 4,113,000 | 9,705,000 | 15,180,000 | 21,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,834,000 | 204,450,000 | 209,952,000 | 232,437,000 |