Call reports 2022
GUARANTY BANK AND TRUST COMPANY — 2022
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,532,000,000 | 1,629,370,000 | 1,793,738,000 | 1,881,339,000 |
| Total loans | 942,100,000 | 991,269,000 | 1,056,547,000 | 1,138,546,000 |
| Allowance for loan losses | 15,091,000 | 15,498,000 | 16,381,000 | 16,802,000 |
| Securities available for sale | 210,004,000 | 232,842,000 | 442,561,000 | 450,828,000 |
| Securities held to maturity | 145,901,000 | 148,397,000 | 154,768,000 | 155,873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,389,772,000 | 1,458,506,000 | 1,446,163,000 | 1,448,486,000 |
| Interest-bearing deposits | 908,728,000 | 916,019,000 | 913,079,000 | 929,412,000 |
| Noninterest-bearing deposits | 481,044,000 | 542,487,000 | 533,084,000 | 519,074,000 |
| Equity capital | 130,018,000 | 156,673,000 | 175,126,000 | 181,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,145,000 | 28,215,000 | 45,307,000 | 65,702,000 |
| Interest expense | 833,000 | 1,671,000 | 3,391,000 | 8,040,000 |
| Net interest income | 12,312,000 | 26,544,000 | 41,916,000 | 57,662,000 |
| Noninterest income | 3,328,000 | 7,052,000 | 10,650,000 | 13,437,000 |
| Noninterest expense | 10,954,000 | 22,381,000 | 34,218,000 | 45,981,000 |
| Provision for loan losses | 476,000 | 927,000 | 1,403,000 | 1,918,000 |
| Pretax income | 4,210,000 | 10,287,000 | 16,945,000 | 23,201,000 |
| Income tax | 0 | -2,986,000 | -1,522,000 | 122,000 |
| Net income | 4,210,000 | 13,273,000 | 18,467,000 | 23,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,806,000 | 160,790,000 | 191,014,000 | 195,650,000 |