Call reports 2021
GUARANTY BANK AND TRUST COMPANY — 2021
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,351,710,000 | 1,359,456,000 | 1,392,859,000 | 1,437,205,000 |
| Total loans | 951,245,000 | 962,655,000 | 946,891,000 | 980,992,000 |
| Allowance for loan losses | 13,169,000 | 13,767,000 | 14,178,000 | 14,417,000 |
| Securities available for sale | 81,763,000 | 106,374,000 | 124,725,000 | 161,090,000 |
| Securities held to maturity | 127,166,000 | 135,068,000 | 137,106,000 | 142,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,218,509,000 | 1,222,941,000 | 1,252,868,000 | 1,299,884,000 |
| Interest-bearing deposits | 1,207,404,000 | 1,217,028,000 | 1,244,303,000 | 1,291,970,000 |
| Noninterest-bearing deposits | 11,104,000 | 5,913,000 | 8,565,000 | 7,914,000 |
| Equity capital | 121,056,000 | 122,792,000 | 126,012,000 | 123,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,503,000 | 27,582,000 | 42,171,000 | 56,052,000 |
| Interest expense | 1,136,000 | 2,239,000 | 3,289,000 | 4,231,000 |
| Net interest income | 12,367,000 | 25,343,000 | 38,882,000 | 51,821,000 |
| Noninterest income | 2,910,000 | 7,720,000 | 10,831,000 | 14,205,000 |
| Noninterest expense | 9,694,000 | 19,344,000 | 29,336,000 | 40,458,000 |
| Provision for loan losses | 879,000 | 1,353,000 | 1,859,000 | 2,385,000 |
| Pretax income | 4,704,000 | 12,366,000 | 18,518,000 | 23,187,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,704,000 | 12,366,000 | 18,518,000 | 23,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,177,000 | 112,569,000 | 115,950,000 | 115,802,000 |